Archive for October, 2009

The Year Santa Wore Green

There are a variety of ways to make your home a little more green and a little less red (or blue) this season. Not only will these tips reduce your carbon footprint and buy you some good karma, they just might be the best thing to shake up your usual holiday routine.

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Is your lucky number 620?

CAR warns that, “beginning Nov. 1 or Dec. 12, depending on the type of loan, Fannie Mae is tightening its lending standards to the 620 credit score benchmark…Borrowers with credit scores of less than 620 will find it very difficult to qualify for a mortgage. However, to qualify for the best rates, consumers generally need credit scores of 720 and must have verifiable, steady income.”

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On Banks, Floods, and Foreclosures

According to an article in the LA Times, that flood of foreclosures throughout California, as prophesied by so many, may not happen. Not if the banks continue to move away from the ’shoot first, ask questions later’ system of foreclosing. According to Times writer Peter Hong, “statewide, the number of homes taken back by lenders dropped sharply in the three months ended Sept. 30, falling 37% over the same period a year earlier, when foreclosures were at an all-time high.

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Life Equals Risk

We are a team of successful, professional, and knowledgeable real estate agents….
We finish strong for each client.

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The Giddy Transition

The fact that we defend our hot little town doesn’t mean we can’t appreciate a good autumn when it starts to edge its way in. In fact, we get downright gleeful. The first day the mercury fails to climb past 90 is the day scarves and pumpkins and galoshes appear. We love fall here in Shasta County, because we have the trees to show it off. While you’re plotting your Halloween costume, knitting new scarves, and stocking up on hearty soups, here are things you should do around your home to ensure the best transition from hot to cold.

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